Privacy Policy for EMI Calculator

Effective Date: August 15, 2026

Developer: Ultron
Contact Email: cybernex11@gmail.com

Ultron ("we," "our," or "us") operates the EMI Calculator mobile application (the "App"). This Privacy Policy explains how information is handled when you use our App.

1. Information We Collect

The EMI Calculator is designed primarily to perform financial calculations such as loan EMI, interest, principal, loan tenure, and related calculations.

We do not require you to create an account or provide personal information to use the core calculation features of the App.

The App may process information that you enter into the calculator, such as:

  • Loan amount

  • Interest rate

  • Loan tenure

  • Down payment

  • Other values required for calculations

These values are used to provide calculation results and are not intentionally collected by us for personal identification.

2. Personal Information

We do not intentionally collect or store sensitive personal information such as:

  • Name

  • Address

  • Phone number

  • Email address

  • Bank account details

  • Credit/debit card information

  • Government identification numbers

unless you voluntarily provide such information through a feature or communication with us.

3. Advertising

The App may display advertisements provided by third-party advertising services.

Third-party advertising providers may collect or use certain information, such as:

  • Advertising ID

  • Device information

  • IP address

  • Approximate location

  • App interaction information

  • Advertising and diagnostic information

This information may be used to provide, personalize, measure, and improve advertisements.

If advertising services are used in the App, their collection and use of information are governed by their respective privacy policies.

4. Google AdMob

If the App uses Google AdMob for advertising, Google may collect and process information for advertising and measurement purposes.

You can learn more about Google's privacy practices here:

https://policies.google.com/privacy

You can also manage certain advertising settings through your Android device's Google settings.

5. How We Use Information

Information processed by the App or third-party services may be used to:

  • Provide calculator functionality

  • Improve App performance

  • Diagnose technical problems

  • Display and measure advertisements

  • Prevent fraud and abuse

  • Comply with applicable laws and regulations

We do not sell your personal information.

6. Data Storage

The core EMI calculations can be performed directly on your device. We do not intentionally maintain a personal database of the financial values you enter into the calculator.

If the App stores preferences or calculation history locally on your device, such information remains subject to your device's storage and security controls.

7. Third-Party Services

The App may use third-party services that process limited technical or advertising information. These services may include advertising, analytics, crash reporting, or other infrastructure providers.

Such third-party providers may process information according to their own privacy policies and applicable laws.

8. Children's Privacy

The App is not specifically directed toward children under the age of 13.

We do not knowingly collect personal information from children under 13. If you believe that a child has provided personal information through the App, please contact us at cybernex11@gmail.com so that we can take appropriate action.

9. Data Security

We take reasonable measures to protect information processed through the App. However, no method of electronic transmission or storage can be guaranteed to be completely secure.

10. Your Choices

Depending on the services available in the App, you may be able to:

  • Reset or delete advertising identifiers through your Android device settings

  • Limit personalized advertising through your device settings

  • Uninstall the App to stop its use

  • Contact us regarding privacy-related questions

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes to the App, third-party services, legal requirements, or our privacy practices.

Any updated Privacy Policy will be published with a revised Effective Date.

12. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or the privacy practices of the App, contact us at:

Ultron
Email: cybernex11@gmail.com

Last Updated: August 15, 2026